Jet Direct FHA Highlights

About FHA Home Loans


FHA loans are insured by a department of the Federal government known as the Federal Housing Administration. The FHA loan program is very popular with borrowers seeking to purchase a home with little down payment or with the help of a co-borrower.



FHA
Highlights

  • FHA - 620+ NO OVERLAYS!!! Follow DU
  • FHA - 620+ FICO for Purchase, and Rate and Term Refinance or Cash Out Refinance
  • FHA - 620+ No DTI CAP - Follow AUS Findings!!!
  • FHA - 620+ - NO Minimum Credit History or Trades with AUS Approval!
  • FHA - 620 - No VOR Unless Required by DU Findings!
  • FHA -Transfer appraisals from ANY lender/AMC OK!
  • FHA - Collections – Follow HUD Guides
  • FHA - Mortgage Lates OK if AUS Approved!!!
  • FHA - Non-Occupant co-signers - No Fico Score OK
  • FHA - Rental Income on 2 units - First Time Home Byers OK
Ask about our:
• One yr 1040’s
• W-2 only
• Foreign National Programs
• DTIs up to 50%
• No overlays

FHA
Streamline
Highlights

  • FHA - STREAMLINE - 620 Minimum
  • NO Employment verification
  • NO Employment listed on the 1003
  • NO appraisal required
Call To Find Out More!